Paypal without money in card?

Thread: Paypal without money in card?

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  1. #1
    Member Funkywatch's Avatar
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    Off topic Paypal without money in card?

    Does anyone know what happens when you pay an ebay seller with paypal and you don't have required money in card? Is there a specific message from paypal or will be a mess...?

  2. #2
    Member Topher1556's Avatar
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    Re: Paypal without money in card?

    Like you exceeded your credit limit on the credit card you have registered with paypal? Actually, the credit card will probably let the charge go thru, but you will get hit from the card company by some kind of fee (and I'm sure the fee will be excessive too).
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  3. #3
    Member Funkywatch's Avatar
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    Re: Paypal without money in card?

    Its a prepaid card not a credit card...the problem is that i charged my prepaid card with money via an atm machine, but i was in a hurry and didn't wait two days for the money to get to the account and i didn't check if the money was in the card when i made the transaction...
    Last edited by Funkywatch; June 25th, 2008 at 15:36.

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  5. #4
    Member Topher1556's Avatar
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    Re: Paypal without money in card?

    Ah...sometimes paypal takes a couple days to actually charge the card/debit the bank account.

    Maybe you will be okay. Or, the seller will get a notice that the payment hasn't 'cleared' yet. In that case, it will probably clear in a day or two.

    Of course...this is all an educated guess really.
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  6. #5
    Member Lexxorcist's Avatar
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    Re: Paypal without money in card?

    With my Visa, I just get a messege saying the payment didn't go through.
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    Member cascadien's Avatar
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    Re: Paypal without money in card?

    they wouldnt let me use a prepaid card because there is no address to verify with it. i actually had to send in a money order to add funds to my account
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  8. #7
    Moderator G-Shock Forum Sjors's Avatar
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    Wink Re: Paypal without money in card?

    Since about a year I pay direct from my bank account. It works more visible than with my VISA card...

    Cheers,

    Sjors
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  9. #8
    Member Joakim Agren's Avatar
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    Re: Paypal without money in card?

    Quote Originally Posted by Sjors View Post
    Since about a year I pay direct from my bank account. It works more visible than with my VISA card...

    Cheers,

    Sjors
    How is that possible?

    This do not work with Swedish bank accounts. Due to security risks it is only possible to make a withdraw from the bank that will show up on your PayPal account after 5 business days. Very unpractical!

    In general though I do not recommend the use of the Paypal balance to pay stuff. It is much better to use Visa or Mastercard. Because of several reasons:

    -Paypal is not a bank and as such do not abaid by the regular banking rules meaning they dont have to tak any responsibility for yuor money and your account.

    This means that they dont have to refund you if your account gets hacked and stolen. They can lock your account up for months because you had dealings with someone that was involved into something fishy or illegal for instance lets say you buy something from a seller on e-bay and then later on he has his accounts locked up due to suspicion of fraud. During the investigation Paypal can also descide to lock up all his customers accounts and that can be for sometimes 2 months or more. Meaning you as an innocent and unknowing customer to someone can have your funds locked up and that is not pleasant!

    -If you find your self involved with a scammer on e-bay it is not certain PayPal will refund your money. If they dont want to side with you on the rulings then by using your Credit Card you have an extra back up security because you can call your bank or credit card issuer and get your money back that way!.

    So in general I always recommend to use Visa or Mastercard for payments!

  10. #9
    Moderator G-Shock Forum Sjors's Avatar
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    Wink Re: Paypal without money in card?

    Hi Joakim,

    I don't know which countries it is available, but you can link Paypal Netharlands to a Dutch bank account, like you also can link to a credit card.

    It is available for more contries, but I can't find which. I'm very happy with the existance of Paypal. If I sent a bank transaction outside Europe it will cost me $$$. A money order for a simple G will cost me probably more than a basic G-Shock!!! International banking between € countries is free, but take about 4 to 5 days from sending to receiving the money. paypal works within seconds.

    Cheers,

    Sjors
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  11. #10
    Member SonnyD's Avatar
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    Re: Paypal without money in card?

    Quote Originally Posted by Sjors View Post
    Since about a year I pay direct from my bank account. It works more visible than with my VISA card...

    Cheers,

    Sjors

    Yeah, that's what I do too. I don't use Credit cards,
    but I have a Debit card and it works just like a credit
    card. I have my account number listed too. I've
    been doing it that way for quite a while. I never put
    much money into the account that they have numbers for, so if someone unauthorised gets it, I still won't
    be out much.
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