I purchased a diver from a US independent small company ($825) 15 months ago. It has a Top Grade Sellita SW-200 mov't. Over last 2-3 months I noted some issues with winding efficiency and that rotor was sticking (exhibition case back). I took it to my local watchmaker who pointed out a dust ring on the observation crystal under where the ball bearings of the rotor are. He indicated that there is likely some moisture that got in during casing and recommends a complete overhaul since the dust could have gotten into the oils, on other parts, etc (Estimate of $295 +\- $50 if reversers are shot).
The watch is 3 months past the 1 year warranty. I never opened the case. THE QUESTION: Is it reasonable to expect the company to pay for the service? If not, is it reasonable to expect the company to cover part of the cost? I want to be fair to the independent guy but also think that this issue should not be encountered on a 15 month old watch with a very robust mov't from a company that has been given very high praise for quality on this forum. (I purposely left the name off so as not to influence responses or give any bad press to the company.)