Where do fellow WUSeekers keep their collection? I have amassed quite a collection of modern and antique watches. The antique watches are priceless and irreplaceable, and since I store them for collection purposes only, I do not use or wear them like I do my modern wristwatches. I'm thinking of either obtaining a fire-proof home safe to safely store them in, or put them in a bank's safe deposit box. Which option do you think is safer?
I have heard horror stories about safe deposit boxes where items were stolen and/or went missing. And since items stored in SDB usually aren't insured, the owner often loses everything (liability suits against the banks were uphill battles). If you currently use a safe deposit box, has it been safe and free of problems in your experience?
On the other hand, I could get a home safe, but the main disadvantage is that I cannot bolt it to the ground (we only have hardwood and carpet flooring - no basement concrete slab or anything). Currently, my neighborhood is pretty safe, so I'm not worried about burglary as much as I am a house fire. Then again, even so-called "fire-proof" safes aren't heat resistant -- metals, electronics, and other such things could melt at high temperatures inside a safe, even if they do not catch fire. So in the event of a house fire, all contents inside a home safe could still be destroyed.
At the moment, I'm leaning towards the option of a bank safe deposit box (it will cost me $300 annually). But I'd like to hear of people's experience with these deposit boxes -- are they commonly susceptible to theft? (e.g. the thief forges your signature and gains access to the contents of your box with a replicated key)